Apply for Schufa self-assessment
Would you like to know what data Schufa has stored about you or which companies have requested information about your personal data? Then you can request a so-called Schufa self-assessment. You have several options for doing this.
Data copy (according to Art. 15 GDPR): You can easily request this self-assessment online. Here you will find all the information that Schufa stores about you, where it comes from and to whom it was forwarded. The copy of the data is free and will be sent to your home by post. There is no way to receive this online, for example by email, for reasons of data protection.
meinSCHUFA compact: Here you can view your data online directly in the portal. There are also extras such as up-to-date creditworthiness, notifications by SMS or email when someone requests your data, personal advice and a form center that offers you extra help with topics such as rent, loans and the like. However, this is not free: the service at Schufa costs 3.95 euros per month and 9.95 euros one-time for activation. However, if you need a Schufa credit report, you pay around 10 euros less with this package.
meinSCHUFA plus: This offer offers the same services as the compact package, but should also offer more security against identity theft through additional monitoring. There is also a 24-hour hotline and support in clearing up traces of identity abuse on the Internet. This service costs 4.95 euros per month plus the one-time activation fee of 9.95 euros.
Our recommendation: As a rule, the free Schufa self-assessment is sufficient for the average consumer. However, if you like additional extras and want to access your data online, you can use the Schufa pay versions.